Healthcare - how would you fix it?
posted by Steve on November 5, 2013 @ 5:44PM
I know, I know, the blog is supposed to end. But this seems like a good time to discuss health care...
So, healthcare, how would you fix it?
Here's my idea. Government run. You get basic preventative services covered for free. One physical a year. One OBGYN visit per year. Two visits to the dentist per year. Got a cavity? Suck it up, you're paying for it. Got a cold and want to go into the doctor? Again, you pay.
For people with ongoing care issues, after being confirmed by a second doctor from a different hosptial, you will be covered. So say for someone with me with allergies, I get one visit to my allergist per year.
Break an arm and have to go to the hospital? Guess what, you get to foot the bill. Crash your car and get hurt? Sucks to be you.
However, run into something big, expensive? Cancer? Covered. To a point. This is where it gets sticky. Covered so long as the issue is discovered before you are 70. After that? You pay. Or, I'm sure insurance companies would love to sell you a ridiculously expensive insurance policy to "help" you. Also, some restrictions. Smoker and you get lung cancer at 50? Not covered. 300 lbs and have heart disease at 40 (use a BMI target or something)? Not covered.
How did I pick 70? I just picked it out of thin air.
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